If you’re on a quest to get car insurance, you’re probably not too jazzed about setting out on this particular adventure. But it’s important as a financial safety net (and by that we mean it can keep your money in your bank account if you and your car experience a misadventure.) Check out these quick tips when you’re getting car insurance.
5 tips for getting car insurance.
1. Ask about discounts when getting car insurance.
Discounts? Yup. A lot of insurance carriers offer great discounts, and they can help you save lots of money. Ask your agent what discounts you qualify for.
Dislike boring forms? Get a quote over chat right now.2. Choose a deductible that works for you.
Don’t set your deductible too high that you couldn’t pay it, but keep in mind that choosing a higher deductible can mean you’ll see lower premiums. (That’s because you’re less likely to file a claim.)
3. Make sure your own car is covered.
You’ll need to get collision and comprehensive coverage to make sure that your own car is protected. It repairs or replaces your car if it’s damaged in an accident (collision coverage) or by something like fire, vandalism, theft, or random falling things (comprehensive coverage.)
4. Get enough insurance.
Make sure you set your limits of insurance high enough to cover the costs of a serious accident. Bare minimum coverage is not such a great idea when you think of all the costs you could be responsible for if you cause an accident. Not to mention the possibility of a – gulp – lawsuit.
5. Get multiple quotes.
Take the chance to compare coverages and pricing options. You never know – you might find the same coverage at a lower rate simply by getting multiple quotes.
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