How To: Save Money on Car Insurance $🚘

Discounts, no tickets, no wrecks, raise your deductible, get a safe car, get better credit, and shop around.

Oof. Does looking at your car insurance bill give you a mild heart attack? Then, you may not have heard of these 7 ways to save money on car insurance.

Adulting is hard. Get insurance quotes live in chat.

How to save money on car insurance.

1. Drive Safely

Your driving record (or MVR) is one of the first things your insurance company looks at, year after year, to determine your rates. Don’t drive like a jerk, and you can save money.

2. Raise your deductible

Your deducti-who? Let’s back up. Your deductible is what you’ve agreed to pay in repairs if you have a car insurance claim. If you have a $4,000 repair bill and your deductible is $500, guess how much you’d have to pay? $500. Your insurance will pick up the rest. However, if you ask for a deductible of maybe $1,000 – sure, you’ll have to pay more out of pocket if something happens, but your monthly rates can go down.

3. Ask for discounts

Literally, just ask. There are tons of car insurance discounts waiting for you, and all you have to do is ask your agent which ones you qualify for.

4. Bundle up!

Do you have a car and also a house, apartment, condo, boat, motorcycle, or what have you? Insure it all with the same carrier, and boom! Discount.

5. Get a safe car

The sports model you’ve been eyeing may look cool, but to your insurance company, it looks like you’re going to drive fast, get into a lot of wrecks, and cause a lot of damage. Try going for that sedan or crossover. Your carrier will see less risk, and you’re more likely to save.

6. Get better credit

Work towards improving your credit score and your insurance rates might notice.

7. Shop around

Listen, there are tons of insurance companies who determine rates in different ways. So, don’t just settle on a plan because it’s the first one you’ve landed on.


If that last step seems a little daunting, click that chat bubble in the bottom right-hand corner, and our insurance experts will make it a little easier. They know all of the right ways to help you save you money on car insurance you actually need. So, go! Shoo! Chat!

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