Whether it’s a tiny chip or a full-scale spiderweb effect across your glass, a windshield crack can be annoying at the very least. And thinking about how much you’ll have to shell out for a windshield repair can be downright panic inducing. BUT if you have the right insurance, your carrier can cover the costs of that cracked windshield for you.
Will car insurance cover a cracked windshield?
Here’s how it works:
There are two coverages that can protect your car – collision and comprehensive coverage. Collision insurance handles costs related to you, well, colliding into something. Comprehensive coverage can help you cover the repair costs of losses like fire, theft, vandalism, animal strikes, and falling objects. It can also help cover the cost of repairing broken windshields – which is something that you’ll want to do immediately.
Dislike boring forms? Get a quote over chat right now.Seriously. You don’t want to put this off. If it’s a tiny crack or chip, it usually doesn’t cost that much for a reputable company to fill it in. If the crack gets any bigger than 6 in.(or if the crack is in your line of sight or on the edge of the glass), you’ll have to replace the entire thing anyway.
In any case, your windshield can be responsible for 60 percent of your car’s structural integrity. Sixty. As in, more than half. This sheet of glass is basically built to hold up the roof of your car. Get it fixed!
If you’re now worried that your roof is going to crumple in on you like a tin can, don’t be. (At least, not yet.) Your windshield is built with multiple layers designed to fracture into itty-bitty pieces that won’t break apart easily. So, if you catch it early, you can stop a world of hurt – for you and your wallet.
If you think the comprehensive car insurance you need has to be expensive to cover all of that, you clearly haven’t talked to our agents. They’re the best at finding great car insurance for some awesome rates and making it pretty easy to boot. So, get connected with one by tapping that chat box in the lower right-hand corner, and we’ll get you all squared away.