Insurance Understood. Quickly

Insurance TL;DR is a new insurance site for a new world. You have questions and we have answers. Say "hello" the world of Insurance TL;DR from the folks that brought you InsuranceHub:

  • No distracting stock photos.
  • All the articles are short - like very short.
  • And, all articles have a TL;DR section (too long; didn't read) to briefly answer each topic for those who can't be bothered.

We get it. Insurance isn't glamorous. It's not the most exciting topic in the world. But we're working to change that. We're working to educate. We're working to make insurance easier & quicker to understand.

Home Insurance

1st time home buyer?
Buying a new home?
Homeowner looking for a better rate?

Home insurance usually does not cover sewer backup.

Does home insurance cover sewer backup?

Home insurance typically does not cover sewer backup, but you can add an endorsement to your policy to make sure that you're covered for this unpleasant experience.
It's important to read the declaration page.

What’s the declaration page of my home insurance policy?

The declaration page gives you an overview of your home insurance policy and the coverage you have.

Want to connect with our Insurance TL;DR subreddit?

Have more questions? Submit a question in r/InsuranceTLDR and our community will help give you more insight!

Car Insurance

Leaving your parent's plan?
Buying a new car?
Adding a new driver?
Looking for better coverage or prices?

Does car insurance cover hail damage?

Does car insurance cover hail?

Hail damage may be covered by your car insurance if you carry comprehensive coverage for your vehicle.
How do you insure a unicorn?

How to insure a unicorn

Maybe some sort of equine insurance could work? There are other considerations too, like what if the unicorn could fly?

Business Insurance

Starting a new business?
Need additional coverages for your business?
Want to get a better insurance rate?

On-hook insurance is definitely a coverage to consider.

What is on-hook insurance for tow trucks?

On-hook insurance can help protect a customer's car while it's hooked up to your tow truck. It's important to consider this coverage if you're a towing business.
It's important to consider physical damage insurance for your tow truck.

What is physical damage insurance for tow trucks?

Physical damage insurance can help a towing business get a tow truck back on the road ASAP if it's damaged by a covered loss. We'll explain how it can protect your towing business.

Do you hate filling out forms to get an insurance quote? So do we!

A recent study* found that 93% of people of Americans hate filling out forms, while 6% said that they love forms. 1% were found to be indifferent towards forms.

* That was 100% BS. No study. But, we know that people don't want to complete an online form, so we can just have a conversation via LiveChat and get your insurance quotes back ASAP.