Business Insurance Quotes | Insurance TL;DR

Get business insurance quotes for the coverage you need

We can help you get quotes for business insurance so you can protect your investment.

Does business insurance have to be complicated? Nope. Not in our books.

Business insurance might feel super overwhelming. There are a lot of fancy words that get tossed around, and you might be wondering where to start with getting quotes for business insurance. One of our main goals is to make the insurance process as easy as possible - so we won’t just bombard you with a lot of technical insurance-speak. You don’t have to go it alone when it comes to getting commercial insurance.

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What insurance coverages do I need for my business?

Every business is different, so every business needs an insurance plan that’s tailored to your company. That’s why it’s a good idea to talk to a trustworthy insurance professional when you’re getting business insurance.

These are a few of the coverages you can consider for your business

COVERAGE TYPE

General liability insurance

General liability insurance can help you protect your business against claims that you caused someone bodily injury or property damage. Lawsuits can become very, very expensive, but general liability can help you cover your legal expenses and your obligation to the injured party.

Example: A customer is walking across your parking lot and they trip on a crack in the pavement. They break their arm and they need surgery. They sue you because of their injuries.

COVERAGE TYPE

Workers’ compensation insurance

Worker’s compensation insurance can help your employees if they get injured on the job. It can cover their medical expenses and a portion of their lost wages while they recover. Basically, workers’ comp makes sure that your employee is taken care of if they’re injured on the job.

Example: Your employee, Joe, is carrying a box down a flight of stairs out behind your building. He trips and falls down the stairs, hitting his head and breaking his leg. Workers’ compensation insurance can help cover Joe’s medical expenses and a portion of his lost wages for the time he takes off while he recovers.

COVERAGE TYPE

Commercial property insurance

Property insurance can cover the physical premises of your business against losses like fire. It can help you recover financially from a loss to your premises.

Example: A fire breaks out at your building during the night and burns your building to the ground.

COVERAGE TYPE

Transportation insurance

We can also help you get insurance for trucks and commercial vehicles. Trucking and towing are risky businesses, but we can help you get truck insurance quotes and tow truck insurance quotes. For example, we can help you get quotes for:

Auto liability insurance
Cargo insurance
Pollution insurance/Hazmat insurance
Physical damage insurance
Garagekeepers insurance
On-hook/In-tow insurance
Driveaway insurance
Trucker’s general liability

COVERAGE TYPE

Business interruption insurance

If you face a loss like a fire, you might have to close your business while your premises is being repaired. If that’s the case, you would probably be facing a significant financial loss because you’re not bringing in any money. Business interruption insurance can reimburse you for the income that you’re not bringing in while your business is closed due to a covered loss.

Example: You run a retail store, but there’s a fire and it has to close for repairs. Business interruption insurance can help reimburse you for the income you lose because you’re not able to make any sales.

Other coverages you can consider for your business:

Employment practices liability insurance.
Cyber liability insurance.
Equipment breakdown insurance.
Errors and omissions insurance.
Directors and officers insurance.
Crime insurance.
Commercial auto insurance.
Umbrella insurance.

Do you hate filling out forms? So do we!

A recent study* found that 93% of people of Americans hate filling out forms, while 6% said that they love forms. 1% were found to be indifferent towards forms.

I don't like forms. Let's do this in live chat

* That was 100% BS. No study. But, we know that people don't want to complete an online form, so we can just have a conversation via LiveChat and get your insurance quotes back ASAP.

What affects the cost of business insurance?

Gee. Thanks for asking!

There’s an insane amount of detail that goes into business insurance rates. The insurance company is going to want to know a lot about your company when they set rates because they need to know how much risk your business presents.

The following factors can affect your insurance rates:

Your location
What line of work you’re in
Your physical premises
The number of employees you have
The coverages you need
Your loss history
And more

Yeah, but how do I get business insurance quotes?

FOR REAL THOUGH

How does it all work?

The process of getting insurance quotes for your business is easy when you work with our team of agents. Here’s how it works:

You fill out our online quote form or give us a call.
One of our agents gets some information about your business so they can get your quotes.
We shop and get multiple quotes for your business insurance.
We go over your insurance options with you. You choose the insurance that’s right for your business and we help you finalize your coverage.
We’re here to help with any insurance concerns that come up.

Get started with insurance quotes for your small business.

If you run a business, you don’t have all day to spend messing around with getting insurance. That’s why we make insurance easy - and quick. We always do our best to make the insurance process as painless as possible and make getting business insurance quotes stress-free. Our goal is to help you get some peace of mind knowing that your business is protected by great insurance that you got at a great rate. Get started with your quotes by filling out our online form or calling us today.

Complete the quote form