How To: Get Cheap Tow Truck Insurance 🙌💰

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TL;DR
Get good drivers, make sure they’re safe, look for discounts.

Tow trucks aren’t cheap, and tow truck insurance isn’t either – if you don’t know how to look. That’s why we’re here, and here’s what you do:

How Can I Get Cheap Tow Truck Insurance?

  1. Get good tow truck drivers

Whether it’s a car or a tow truck, insurance companies don’t want to pay for drivers that have lots of speeding tickets, accidents, or even DUIs. So, hire wisely.

  1. Get serious about safety.

Stick to your safety guns and every so often ask, “Hey! Remember those safety rules I told you about?” If someone still doesn’t get it, they’re probably not the driver for you.

  1. Do ALL of your pre-trip vehicle inspections

They may be boring. You may have just checked that truck. But if your brakes fail the ONE time you didn’t check everything…not good.

  1. Don’t file claims for every little thing.

Before you file the 17th claim for a scuff on your truck’s bumper, ask yourself, “Is it worth hiking up my rates next year? Is it worth possibly getting dropped from my carrier? Is it really that serious?” No, my friend. It’s not.

  1. Have NO tolerance for distracted driving. NONE.

Even the federal government has capital “D” DIRE consequences for commercial vehicle drivers who break this law. Make sure that your company does too.

  1. Know what you’re up against.

If you don’t know what you’re trying to avoid, how are you going to avoid it? Know what & why of certain risks, and how you can avoid them like the plague.

  1. Track your trucks around town.

A GPS tracking system can be an accountability thing, a saving on gas thing, and a making sure someone doesn’t barrel into the back of another car thing – which, you know, really helps everyone involved.

  1. Keep your trucks working and working well.

If you don’t maintain a machine like a tow truck properly, a LOT can go wrong. So, catch issues early because paying $200 for a repair is a lot better than paying out $200,000 in fees for a bad accident.

 

You know how else you can save money on tow truck insurance? Click the little chat bubble in the bottom right-hand corner. You’ll get to talk to one of our tow truck insurance experts who are the best at getting great deals for you.

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