How do I get car insurance? 🚘

TL;DR
Go to an agent, know how much you need, and ask questions.

Getting car insurance is a lot like shopping for clothes or a new computer. You have to know what you’re looking for, how and where you’ll use it, and find different styles in what you need. Huh. Shopping for those three are oddly similar. But when shopping for car insurance, you’ll need to know this specifically:

1. Know your state requirements.

You’re required to have car insurance in any state, but they’re not going to let you get some rinky-dink plan just to say that you have it. Find out how much liability and property damage coverage you’ll need for your state to give you the thumbs up.

2. Know what your lenders require.

You’ll also have to get a certain amount of insurance depending on your car loan company. It may or may not be the same as your state’s requirements. So, make sure you know for sure before you go back to the lot and are disappointed because they won’t let you take a car home.

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3. Get to know your car.

Whether you’re buying a new car or switching insurance carriers, your agent will at least need to know the year, make, model, and color of the car you’re insuring to start getting you quotes. Yes, all of that info matters.

4. Shop around.

You shopped around for your car, didn’t you? So, your insurance shouldn’t be any different. Different carriers have different ways they determine your rates. So, find a few quotes to compare.

5. Ask for discounts.

Yes, saving money on your insurance is that simple. There are tons of discounts that your agent may be able to give you if you just ask.

Get car insurance quotes.

You know an even better way to save money on car insurance? Click the chat box in that bottom right-hand corner. Talk to one of our experts so they can help you find great deals on the insurance you need for prices you could only dream of.

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