What if my parents drop me from their car insurance? 🙅‍♀️😱

So…The day has finally come and your parents have kicked you off their car insurance. You’re a grown-up now, and apparently, that means having to pay for your own car insurance. Gross. But you’re wondering what you do now that they’ve left you high and dry.

The answer?

Get your own car insurance.

How do you get car insurance?

1. Figure out what the different coverages are.

Here’s your crash course in different coverage options that could get thrown at you when you get insurance.

• Liability insurance: Helps cover the money you have to shell out if you’re at-fault in an accident and you hit someone. It can help cover your legal fees if they sue.
  • Bodily injury: Helps cover the pain and suffering and medical expenses of the person you hit.
  • Property damage: Helps cover the repair or replacement of the car that you hit – or other property you smash with your car.
• Collision coverage: Helps repair or replace YOUR car if you’re in an accident.
• Comprehensive coverage: Helps repair or replace your car if it’s damaged by something other than an accident – for example, an animal strike, a falling object, fire, theft, and vandalism.
• Uninsured/Underinsured motorist: Helps you if you’re hit by a driver without insurance (uninsured) or a driver who doesn’t have enough insurance (underinsured.)
• Rental reimbursement: Helps cover the cost of a rental car if you’re in an accident and your car has to live in the shop for a bit.

(These are just some of the main ones. Don’t be afraid to ask questions about coverages that sound confusing.)

2. Get quotes.

The next phase is to get quotes for your car insurance. When you look at different policies, make sure that you’re comparing them with the same coverages and the same limits. That will help you make sure that you’re getting great coverage at a great rate. Oh, and don’t forget to ask about car insurance discounts, such as the Good Student Discount. You could save money!

And the best news? We can help you with that. Look no further than our amazing team of superheroes. Fill out our online form, message us, or call us – we’re ready to help!