Okay, so you have a question. It might seem like a bit of a far-fetched scenario, but you’re curious about something. Not that you’re planning to ever find out how this could work in practice, but in theory…would your car insurance cover you if your vehicle were to catch fire? In other words – is fire covered by car insurance? Well…here’s the deal.
Home insurance comes with a lot of weird stuff. There’s a lot of letters and numbers and terms and all that. It probably feels like a lot of mumbo jumbo. And there are different kinds of policies…which is annoying. But fear not! We’re going to look at a super common type of home insurance policy and explain what it is and does: the HO-3 policy.
Okay, so one of your worst nightmares very well could be a house fire. It’s a terrifying – absolutely terrifying – thought. And that’s exactly the reason why it’s important to have a home fire escape plan and to instruct your whole family about it. The thing is that when a fire breaks out, time is crucial. It’s so important to be able to move quickly and efficiently to exit the home safely.
So, the story of The Wizard of Oz is one that most everyone has heard – lions and tigers and bears, oh my! And a lot of people know the Broadway musical, Wicked, which tells the true story of the Wicked Witch of the West, Elphaba. And the thing is that Elphaba has magic. Which can lead to some, well, interesting issues!