What is an HO-3 insurance policy?

HO-3 policy

Home insurance comes with a lot of weird stuff. There’s a lot of letters and numbers and terms and all that. It probably feels like a lot of mumbo jumbo. And there are different kinds of policies…which is annoying. But fear not! We’re going to look at a super common type of home insurance policy and explain what it is and does: the HO-3 policy.

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Creating a home fire escape plan

home fire escape plan

Okay, so one of your worst nightmares very well could be a house fire. It’s a terrifying – absolutely terrifying – thought. And that’s exactly the reason why it’s important to have a home fire escape plan and to instruct your whole family about it. The thing is that when a fire breaks out, time is crucial. It’s so important to be able to move quickly and efficiently to exit the home safely.

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What insurance would Elphaba from Wicked need?


So, the story of The Wizard of Oz is one that most everyone has heard – lions and tigers and bears, oh my! And a lot of people know the Broadway musical, Wicked, which tells the true story of the Wicked Witch of the West, Elphaba. And the thing is that Elphaba has magic. Which can lead to some, well, interesting issues!

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Insurance…of the future!

Insurance of the future

2020. The literal start of a new era. Most people thought we’d be living in a The Jetsons style future by now, but Elon Musk can only work so fast. That doesn’t mean we’re lacking some really futuristic inventions currently. It just means we have more time to prepare for futuristic risks. For example:

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