So, your home insurance policy is a real paperweight. That thing looks horribly boring, and you’re slightly afraid to even crack the cover. You don’t want to have to deal with it or read it for fear of perishing of boredom. Fortunately, insurance companies understand that. And so they include a super helpful thing called a declaration page at the beginning of the policy where they give you a bird’s eye view of your policy.
What’s in a declaration page?
First of all, the cool kids call it a dec page.
There’s a lot of great stuff in your declaration page. Your dec page may include…
- Your name
- Your address
- Your coverages
- Your limits
- Your premium
And so on and so forth. It gives you a general idea of what your insurance is, so if you ever have a question about your coverage and just want the quick answer (and not the undoubtedly boring paragraphs and paragraphs of the middle of the policy), check your dec page.
Where is the declaration page?
Well, it’s usually at the beginning. And usually, it’s labeled declaration page. Figure it out.
Why should I care about the dec page?
Sure, whoop-de-do, it’s a declaration page. Why should you care? Well, because it’s an easy way for you to answer your questions about your policy. It gives the quick version of what you need to know about your home insurance coverages. It’s also a quick way for you to check and make sure that everything’s accurate and as it should be. It’s important to make sure that your coverage is what you asked for. Make sure that there aren’t any typos and so on with the dec page. If there are any mistakes, politely reach out to your insurance company and ask to have them fixed.
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