So, if you have a business, you might be wondering what the big deal is about business insurance. Why is it so important? We’ll answer that question by explaining a few ways that business insurance can swoop in to save the day (you know, like a superhero.)
5 reasons why business insurance is important.
1. Business insurance can help you if your business has a fire.
If you ever have a fire at your business, it could be a devastating loss. But property insurance could help you get your business back. It could help you recover from the loss.
2. It can help you if you get sued for bodily injury.
Say someone takes a fall at your business when they trip over an uneven section of carpet. They break some bones and smash their nose or something. General liability could help you cover their medical expenses, and it could also help you cover your legal expenses if they sue.Get a business insurance quote
3. It can help you if you lose income due to a covered loss.
Let’s say you have something like a fire and you have to close your doors. Of course, you can’t operate your business, so you’re losing income. Business interruption insurance can help reimburse you for the income you lost if you had to close due to a covered loss.
4. It can help you if an employee gets hurt on the job.
Let’s say that one of your employees falls down a flight of stairs or something, and they hit their head. They need some medical care, and they’re going to need some time off. Workers’ comp insurance can help take care of their medical expenses, and it can also give them a portion of their lost wages.
5. There are a lot of other coverages out there.
Your business faces a lot of other risks, too. But there are other coverages you can consider to tailor your coverage and protect your business. For example, you can consider cyber insurance, equipment breakdown insurance, crime insurance, professional liability… Yeah, there’s a lot.Dislike boring forms? Get a quote over chat right now.
So, business insurance might seem complicated. But the good news is that we can help. Give us a call or message us on LiveChat (or fill out our online form) and we’ll help you get the coverage you need to protect your business.